Investment Property Loans.

Made Easy.

Fast, flexible, and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities.

We have funded over $1 Billion of Rental Property (DSCR), Fix & Flip, Fix to Rent, Multifamily Value-Add and Residential Development projects.

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Connect With Us.

Where We Lend.

Trusted by leading companies

Why Swell?

Lending with Intention

Founded by Investors

Founded and led by active real estate investors who've underwritten over $1B in loans — we know the deal because we've done the deal.

Flexible Capital Stack

A hybrid of institutional and in-house capital lets us structure the right terms for almost any residential investment property transaction, not just the ones that fit a box.

Built on Transparency

Accountability and authenticity, from your first call to your final draw. We want to partner with repeat clients with a focus on long-term mutual success.

Financing For Real Estate Investors

DSCR RENTAL

Flexible terms, low rates, and easy qualification based on property cash flow to maximize monthly rental income.

Loan Size: $100K to $10M+
Rate: As low as 5.50%
Structure: Fixed or ARM, Amortizing or Interest Only
Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 30 units)
Loan Type: Single Property or Portfolio

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TRANSACTIONAL BRIDGE

Bridge the financing gap with fast short-term funding. High leverage up to 85% on Purchases and 77.5% on Refinances.

Loan Size: $100K to $10M+
Rate: Starting at 8.99%
Structure: Interest Only
Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 30 units)
Loan Type: Single Property or Portfolio

FIX & FLIP OR RENT

Get the capital you need to purchase and renovate investment properties with confidence. Up to 90% LTC and 75% ARV.

Loan Size: $100K to $10M+
Rate: Starting at 8.99%
Structure: Interest Only
Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 4 units)
Loan Type: Single Property or Portfolio

NEW DEVELOPMENT

Simple, streamlined, and competitively-priced new construction financing. Access infill development loans with leverage up to 90% of total project cost (LTTC).

Loan Size: $250K to $10M+
Rate: Starting at 8.99%
Structure: Interest Only
Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 4 units)
Project Type: Infill locations that are entitled where plans and permits are in hand or available soon.

MULTIFAMILY VALUE-ADD

Up to 85% of the acquisition price and 100% of the rehab costs help you increase the property’s value through higher occupancy, improved rents, and stronger net operating income.

Loan Size: $500K to $10M+
Rate: Starting at 10.49%
Structure: Interest Only
Property Type: Multifamily (5+ units)
Project Type: Purchase or Delayed Financing on properties that have deferred maintenance and less than optimal occupancy.

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Financing Solutions for Real Estate Investors

DSCR Rental

Flexible terms, low rates, and easy qualification based on property cash flow to maximize monthly rental income.

Loan Size: $100K to $10M+
Rate: As low as 5.50%
Structure: Fixed or ARM, Amortizing or Interest Only
Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 30 units)
Loan Type: Single Property or Portfolio

Learn More

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Transactional Bridge

Bridge the financing gap with fast short-term funding. High leverage up to 85% on Purchases and 77.5% on Refinances.

Loan Size: $100K to $10M+
Rate: Starting at 8.99%
Structure: Interest Only
Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 30 units)
Loan Type: Single Property or Portfolio

Learn More

Fix & Flip + Fix & Rent

Get the capital you need to purchase and renovate investment properties with confidence. Up to 90% LTC and 75% ARV.

Loan Size: $100K to $10M+
Rate: Starting at 8.99%
Structure: Interest Only
Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 4 units)
Loan Type: Single Property or Portfolio

Learn More

New Development

Simple, streamlined, and competitively-priced new construction financing. Access infill development loans with leverage up to 90% of total project cost (LTTC).

Loan Size: $250K to $10M+
Rate: Starting at 8.99%
Structure: Interest Only
Property Type: Single Family, Townhomes, Condo, PUD, Multifamily (2 to 4 units)
Project Type: Infill locations that are entitled where plans and permits are in hand or available soon.

Learn More

Multifamily Value-Add

Up to 85% of the acquisition price and 100% of the rehab costs help you increase the property’s value through higher occupancy, improved rents, and stronger net operating income.

Loan Size: $500K to $10M+
Rate: Starting at 10.49%
Structure: Interest Only
Property Type: Multifamily (5+ units)
Project Type: Purchase or Delayed Financing on properties that have deferred maintenance and less than optimal occupancy.

Learn More

Our Track Record of Success

$1B+

Funded Loans

3,000+

Transactions Closed

40+

States Served

Where We Lend.

Active

Coming Soon

Connect With Our Team

Kevin Hill

Partner & CEO

Call or Text: (720) 216-1392

Nate Agnini

Partner & Head of Loan Origination

Call or Text: (720) 728-0427